We do not offer an online application right now. The recent security problems for online tax returns hits a bit too close to home. It may be some time before we are putting that plugin back up despite the encryption guarantees we have. Ultimately it doesn’t matter who you choose to do business with, we still need to speak with you before a “real” rate quote can be calculated. Our phone security is excellent. We don’t use wireless headsets and our line connections are inside our office. We recommend you call us on a land line if you are unsure of your personal cell security. That last thing you want is social security numbers and credit account numbers out there in the air. You can go online and schedule the most convenient time for us to call. See PreQualify link below.
Just Call Us and speak to an expert now or go to PreQualify Now where you can give us simple contact information and choose the best time to call you back. This will keep information submitted online to a minimum. Speaking to us first is the safest and smartest way to get started.
The housing debacle has led to new guidelines and procedures like never before. Even If this is not your first time getting a mortgage, be prepared for even more forms and disclosures and expect to produce more documentation verifying assets and income. We’ll work to make the mortgage process as easy as is possible. The most important thing though is getting it done right the first time. That just takes super people.